![]() New Jersey residents also have to choose their option to sue. Bodily injury coverage is an option for the basic policy, but it is not included. ![]() Luxury vehicles are expensive to insure and expensive to fix.Īs you can see, the standard policy offers significantly more coverages and would be very useful in the event of a larger claim. New Jersey has the 4th highest car insurance rates in the nation according to the Insurance Information Institute, but why?īeing one of the wealthiest states, there is a lot of money to be spent on high-priced, luxury cars. New Jersey Car Insurance Coverage and Rates How much of my income will be spent on car insurance in New Jersey?.What forms of financial responsibility are accepted in New Jersey?.Can basic policyholders sue for damages in New Jersey?. ![]()
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